• Facilitate to construction, renovation/extension completion of existing tin-roof/tally-roof/ concrete roof with brick wall/ brick walled residential house (semi-pacca) owned by the applicant(s).
• Loan Amount ranges from BDT 500,000 to BDT 50,000,00
• Repayment tenure of 3 years to 10 years
• Competitive interest rate
• No Processing fee for Take over home loans from other Banks/ Financial Institutions
• Early full settlement and partial settlement allowed
• No hidden charges
• Quick loan processing

• Credit Card Facility: Eligible professionals may avail a Credit Card facility, subject to the Bank’s prevailing eligibility, credit assessment and applicable terms and conditions.
• Concessional Rate: Customers maintaining a DPS of BDT 5,000 or above for 5 years or more, without default or premature encashment, may enjoy an additional concessional interest rate on eligible loan facilities.

• Salaried Executives (Govt): Must be confirmed employee.
• Salaried Executives (others): Minimum 2 years’ experience.
• Businessman: Minimum 2 years’ business experience.
• Self Employed (Professional): Minimum 2 years’ professional experience.
• Landlord/Landlady: No experience.

Minimum: 21 years

• Salaried: 65 years or retirement date as mentioned in Letter of Introduction (LOI) whichever is earlier at the end of loan tenure.
• Self-Employed Professional, Businessman, Landlord: 70 years at the end of loan tenure.

• Maximum 10 (Ten) years

• No processing fee for loan takeover from other Bank & NBFI

• Bank will finance maximum 70% of property value or BDT 50 lac whichever is lower as per Bangladesh Bank Guidelines (70:30 debt equity ratio)

• In case of financing for construction purpose we may allow moratorium Period for 06 months (maximum) for home loan financing.

• In case of financing for construction purpose, we may consider projected income from the proposed mortgaged property.

• Frequently Asked Question