| Feature |
|
- Investment Amount ranges from BDT 50,000 to BDT 4,000,000
- Flexible repayment tenure of 1 to 8 years.
- Competitive profit rate
- Early full settlement and partial settlement allowed without any charge.
- Quick processing
- Fully Shariah complied.
|
| Special Features |
|
Exclusive Rate Benefits are available to the following eligible professionals:
- Registered Medical Doctors
- Engineers
- Chartered Accountants (CA)
- Chartered Secretaries (CS)
- Architects
- Dentists
- Veterinary Doctors
- Teachers of renowned schools and colleges
- Teachers of UGC-approved Universities
- Permanent Government Officials
- Cost & Management Accountants (CMA)
- Information Technology (IT) Professionals
- Bankers
Additional Benefits:
-
Credit Card Facility:
Eligible professionals may avail a Credit Card facility,
subject to the Bank’s prevailing eligibility, credit assessment and
applicable terms and conditions.
-
Concessional Rate:
Customers maintaining a DPS of BDT 5,000 or above for 5 years or more,
without default or premature encashment, may enjoy an
additional concessional interest rate on eligible loan facilities.
|
| Eligibility |
|
Experience :
- Government Employee: Confirmed employee and 3 months salary should be credited in the account.
- Employee of Multinational Companies: Confirmed employee with at least 1 year working experience
and 3 months salary should be credited in the account.
- Other Salaried: Must be confirmed employee having 2 years work experience including 3 months at
present employer.
- Self Employed: Must have minimum 2 years experience
- Businessperson: Must have minimum 2 years business experience
- Contractual employees: Minimum length of service is 3 years. Last two contract renewal documents
to be provided.
|
|
Age :
- Minimum : 21 years
- Maximum : 65 years
|
|
Minimum Net Monthly Income :
| Category |
Minimum Requirement |
| Salaried(Government, Autonomous body and MPO enrolled employee) |
Tk. 18,000/- per month |
| Other Salaried (other than Govt.) |
Tk. 18,000/- per month |
| Self-employed, Businessman & Landlord |
Tk. 30,000/- per month |
|
|
Joint Application :
- Joint application allowed
|
| Tenure |
|
|
| Purpose |
|
- To purchase any Shariah permissible products and consumer durables.
|
| Benefit |
|
- No early/partial settlement fee.
|
| Taxes, Duty, Surcharges |
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| FAQ |
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