MDB Saalam e-Saver Account

This is a paperless savings account made to facilitate the individual customers to engage in banking network using his or her NID (National Identity Card) only. Deposit accounts constitute a significant portion in the Deposit Portfolio of a Bank and therefore it will help the Bank to slowly acquire deposit from the depositors and convert it into a considerable portfolio after a certain point in time.

Title Details
  • Any Resident Bangladeshi citizen aged minimum 18 years & above can open the account.
  • Minor can open this account along with legal guardian having NID card only.
  • All branches, sub-branches & ABC of MDB.
Minimum deposit amount
  • Tk 500/
Joint Applicant Option
  • Customer can open the MDB Saalam e-Saver Account either in the single name or in joint names but every applicant must have NID as a proof of identity./
Profit Calculation
  • Weighted Average Method
Key Benefits
  • This is a shariah based transnational savings account
  • Account opening through thumb impression & face recognition technology,Paper less Instant Account opening with National ID card only.
  • Free VISA Debit Card facility (1st year only)
  • First Cheque book issuance is free
  • Free Internet Banking facility
  • Free SMS Banking facility (1st year only)
  • Free monthly e-statement facility
  • Monthly profit on daily deposit
Mode of Shariah
  • Mudaraba
Account Maintenance Fee
  •  As per schedule of charges of the bank.( Same as MDB Saalam Savings Account)
Account Closure Fee
  • As per schedule of charges of the bank.( Same as MDB Saalam Savings Account)
Tax, Excise Duty & VAT
  • Will be deducted as per NBR rules
Introducer's Eligibility
  • No Introducer Required for MDB Saalam e-Saver account as per Bangladesh Bank e-KYC guideline.