Mr. Mohammad Masoom joined Midland Bank Limited (MDB), as Additional Managing Director. Prior to taking over the new assignment, Mr. Masoom served in Bangladesh Finance and Investment Company Limited (BD Finance), as its Managing Director and CEO. Mr. Masoom, a seasoned Banker has 3 decades of hands on extensive and versatile Banking experience. Specially, he has in-depth expertise on Core Risk areas of Banking operation with specific concentration on Credit Risk Management (CRM) covering areas of Corporate Financing, Syndication and Structured Finance, Facility Restructuring as part of business solution. Mr. Masoom completed his Honors and Masters Degree in Public Administration from the University of Dhaka and subsequently obtained MBA in Finance from Atish Dipankar University of Science and Technology and Post-Graduate Diploma on Development Planning and Personnel Management from Academy for Planning and Development and Bangladesh Management Development Centre respectively. Mr. Masoom had made debut for the banking profession in AB Bank and subsequently served in Southeast Bank Ltd., Trust Bank Ltd. and National Bank Ltd in different responsible positions. He also served in Mercantile Bank Limited as Deputy Managing Director. He participated in a good number of training programs/seminars/symposiums on Banking and Finance both at home and abroad. He was nominated as one of the Trainers for outreach training programmes for his result oriented performance in the training course titled as ‘Training for Trainers’ arranged by Bangladesh Bank. He was the member of the sub-committee constituted to formulate the credit policy for Bangladesh Infrastructure Finance Fund Ltd. a Govt. owned Financial Institution. Mr. Masoom contributes articles to the English Dailies/Periodicals on different issues related to the Banking and Finance.