MDB NIRMAN

Interest bearing current deposit account for micro, cottage, small & medium enterprises (MSMEs), emerging corporate, agri and special segment customers.

Title Details
Eligibility Any Bangladeshi citizen with photo ID document as applicable CD account
Age 18 years and above
Availability All MDB Branches
Minimum initial
deposit amount
  • BDT 10.00 (For Only Individual farmers/farm enterprise).
  • BDT 1000.00 (For Others)
Interest Calculation Interest will be calculated on daily balance of the account.
Interest Accrual & Payment Interest will be accrued on daily basis and paid half yearly basis.
Key Benefits
  • Debit Card
  • Internet Banking
  • SMS Banking
  • Mobile Banking
  • SOD (FO) facility will be available @ 90% of the deposit balance against lien on the balance
Cheque Book Branch will issue cheque book against the account.
Account Maintenance Fee
    As per Schedule of Charges and Bangladesh Bank Guidance
Account Closure Fee
Tax, Excise Duty & VAT
    Will be deducted as per NBR rules
Grace period

As applicable in the Account Opening Form (AOF). Other than enterprises, for organizations and institutions, following documents to be obtained (where applicable):

  • Krishi Card or any other related certificate (For Individual farmers /farm enterprise only), Registration certificate from the competent authority
  • Approved constitutions by competent authority
  • List of the executive committee/governing body along with their photographs
  • Membership certificate, if any
  • Resolution for opening and operation of bank account
  • Others, if any, to be obtained as per nature of the organization or institution
Introducer's Eligibility
  • Any existing MDB Bank account holder or any MDB officials (including Direct Sales Officer) may be introducer of the account