• Apartment/House Purchase
• House Construction / Renovation / Extension / Completion
• Takeover of existing home loan from any Bank / Financial Institution Loan Amount ranges from BDT 500,000 to BDT 20,000,000
• Repayment tenure of 3 years to 25 years
• Competitive interest rate
• No Processing fee for Take over home loans from other Banks/ Financial Institutions
• Early full settlement and partial settlement allowed
• No hidden charges
• Quick loan processing

• Salaried Executives (Govt.): Must be confirmed employee.
• Salaried Executives (others): Minimum 2 years’ experience with 3 months’ employment with present employer.
• Businessman: Minimum 2 years’ business experience.
• Self Employed (Professional): Minimum 2 years’ professional experience.
• Landlord/Landlady: No experience.

Minimum: 21 years

• Salaried: 65 years or retirement date as mentioned in Letter of Introduction (LOI) whichever is earlier at the end of loan tenure.
• Self-Employed Professional, Businessman, Landlord: 70 years at the end of loan tenure.

• Govt. Employees : Minimum BDT 40,000 per Month
• Salaried Executives : Minimum BDT 50,000 per Month
• Professionals / Business Persons: Minimum BDT 50,000 per Month

• Joint application allowed

• Maximum 25 (Twenty Five) years

• No processing fee for loan takeover from other Bank & NBFI

• As per NBR circular

• Bank will finance maximum 70% of property value or BDT 2.00 crore whichever is lower as per Bangladesh Bank Guidelines (70:30 debt equity ratio)

• In case of financing for construction purpose we may allow moratorium Period for 18 months (maximum) for home loan financing.

• In case of financing for construction purpose, we may consider projected income from the proposed mortgaged property

• Allowed Tri partite Agreement (TPA) with top listed developers

• Frequently Asked Question